Digital Banking | Royal Bank of Scotland

Overview

Digital banking gives you:

  • Control over your account – see up to the minute balances, statements and transactions on all your business bank accounts in one place, from any computer with internet access.
  • Immediate transfers between your accounts – move money between your Royal Bank of Scotland business current and savings accounts.
  • Fast bill payments – set up one-off or regular payments up to 120 days in advance.
  • International payments – choose the transfer method that suits you, depending how much you're sending, where you're sending it and when you need it to get there. Additional charges may apply
  • Manage your regular payments – set up, amend and cancel standing orders. You can also view and cancel your Direct Debits online.
  • Quick account admin – order essentials such as cheque books and credit books, and change your business email and phone details. You can also update your personal account details if you have linked your business and personal accounts online.
  • UK-based telephone support – when you need it, 24/7 help and support.
  • Free security tools – including a Card-Reader designed to help prevent phishing attacks, and advanced Trusteer Rapport security software which checks that you are using the real Royal Bank of Scotland website and not a fake.
  • Download account information – easily import your transactions into financial software packages and spreadsheets.
  • Easy access to your banking history – search for specific transactions and view up to seven years' business banking at a glance
  • Certificates of interest – see what tax you’ve paid on your interest.
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What can I do online?

What can you do in Cards?

  • Activate new debit cards – verify your new cards online so you can start using them right away.
  • Manage your debit card - report your card lost, order a replacement if your card is damaged and order a PIN reminder.

 

What can you do in Account Summary?

  • See the balances of all your accounts in one place – and get a snapshot of your finances.
  • Get an instant summary of your recent transactions – so you can easily keep track of money coming in and going out.

 

What can you do in Statements?

  • Drill down into the detail of your bank and personal credit card statements – and match transactions against your monthly expenses to help reconcile your account
  • Access up to seven years’ statements – we have electronic records of your statements, so you can keep track of your financial history and go paperless.
  • Search through your statements – quickly find details by transaction type, date, description or amount if you need to check your accounts quickly.
  • Download your transactions – and import them in to software such as Quicken, or an Excel spreadsheet, to speed up tax returns.
  • Switch to online statements - say goodbye to paper and view your business account Online.

 

What can you do in Security?

  • Change your Digital Banking PIN and password - amend your login details at any time
  • Order and activate your card reader - your card reader may be required for some transactions

 

What can you do in your details?

  • Update your contact details - update your business email and mobile number, you will need a card reader to update your mobile number

Apply now

Sole trader

It only takes a couple of minutes to apply for digital banking, and if you have a business debit card, you may get instant access.

Sign up now

Limited companies, partnerships and other businesses

If you are a:

  • Limited company
  • Partnership
  • Club/society/association/trust
  • Limited Liability Partnership

you can sign up for digital banking if you have a Royal Bank of Scotland account and are over 16.

What you need to do

  • Fill in the online form with your business account number, sort code and postcode
  • Fill in a few personal details
  • You'll then be asked to print off the form
  • When you do so, check that it's the right form depending on the type of business you are (partnership, limited company etc)
  • Complete the rest of the form ensuring you fill in all dates and get relevant parties to sign the form - this should tie in with the mandate for your account
  • Post the form to the address listed (our processing team in Chatham)

Remember - filling in the correct information means we can process your application as quickly as possible.

What happens next?

We'll give you a customer number - keep this safe as you'll need this every time you log in. This will be sent as follows:

  • By email if we have an email address for the business (you'll receive this within 24 working hours)
  • By SMS if we have a mobile number for the business (you'll receive this withink 24 working hours)
  • By letter if we don't have a mobile number or email address (you'll receive this in 5-7 days)

24 hours later we'll send you an activation code. This will be sent as follows:

  • By SMS if we sent the customer number by email (you'll receive this within 24 working hours)
  • By post if we sent the customer number by SMS or letter (you'll receive this in 5-7 days)

When you receive your activation code you can login using your customer number and activation code, then you can choose a PIN and password that you'll use to login to online banking in the future.

 

Sign up now

Ready to upgrade?

If your business requires enhanced online capabilities you may want to consider upgrading from Digital Banking to our Bankline service. The table below outlines some of the increased functionality available:

 

Feature Digital Banking Bankline

Number of accounts you can manage

1

Up to 999

Daily gross payment limit (subject available to funds)

£20,000

No limit

Transfer money, pay bills and make domestic and international payments

Yes

Yes

Make same-day domestic CHAPs payments

No

Yes

Transfer funds between domestic and currency accounts

No

Yes

Create and manage payments templates and bulk lists

No

Yes

Control user access and privileges within your business

No

Yes

View consolidated balances for reporting purposes, across user defined sets of accounts

No

Yes

Charge

Free

For charging information call SolutionsLine on 0345 030 3109

 

There is no monthly charge for using Digital Banking, however there are charges for certain transactions (such as international transfers).

Business banking iPhone. Android.

Download our new business banking app. 

iPhone

Android

Get in touch Contact us
Sign up today
Call us

0345 6002230
Minicom
0800 404 6160
Lines open 24/7
Calls may be recorded

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