Commercial Current Account | Royal Bank of Scotland


You’ll get a personalised service, local knowledge and access to specialist products and services that can help you control your cash flow and develop your business for the future.

We also have teams of sector experts who can offer specialist support in areas ranging from agriculture to franchising, and leisure to real estate.
Our current account gives you:

A dedicated Relationship Manager to offer you support either face-to-face or by phone.
UK-based Corporate Service Centres – our team are dedicated to handling your day-to-day account management queries and transactions.
Banking when you want – with our online service Bankline and Corporate Service Centres on the phone, it’s easy to stay on top of your finances.

Specialist products and services

Talk to your Relationship Manager about the following:
Commercial credit cards – flexible card options to help you manage your cash flow and keep track of your business purchases. Over 18s, UK residents/UK businesses only. Subject to status, for business use only.
An overdraft facility – flexible borrowing for most business purposes. Over 18s only, subject to status.
Bankline – our flexible online banking service which allows you to manage multiple accounts.
Cash flow products – find out how invoice finance can free funds from your sales ledger and how asset finance can help you fund business vehicles and equipment.
International finance – facilitate trade overseas by managing your imports and exports.

Apply now

Open a current account today

• Call us.
• Visit one of our branches.

What you'll need

To open your business current account we need details of your business, such as your address, how long you’ve been trading, the number of employees, and any other signatories you may want to add to the account.

See details of the documentation we need to identify you and verify your address. 

Security may be required. Product fees may apply. Over 18s only.

Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on

Protecting your money

Your eligible deposits with Royal Bank of Scotland are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: The Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £75,000 limit between these brands are unlikely to be covered. 

                      Please click 
here for further information or visit

Before applying please read our important documents to understand Business account terms, costs of additional services and what our account charges are outside of free banking periods.

Download Royal Bank of Scotland Business Account terms (for customers based Royal Bank branches in Scotland)


Download Royal Bank of Scotland Business Account terms (for customers based in Royal Bank branches in England and Wales)


Download our Business Account charges booklet


If you are a prospective client or an existing customer with an account held in a Royal Bank branch England or Wales and you are on the journey to becoming a customer of Williams and Glyn, please note that standard pricing differs from the brochure held on the website. Please contact your local branch or call 0345 307 0900 to arrange an appointment with a Relationship Manager who will be happy to discuss your current account requirements.

Get in touch Contact us
Call us

0800 073 2257

0800 404 6160

Mon to Fri 9am-5pm
(excl. public holidays)
Calls may be recorded. 

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